A global bank is looking to hire a Senior Credit Analyst who will manage a portfolio of Real Estate loans, focusing on evaluating and managing credit risks associated with large ticket lending.
Responsibilities:
- Conduct thorough credit risk evaluations for Real Estate finance transactions.
- Prepare and present comprehensive credit reports and risk assessments to the Credit Committee.
- Oversee and manage the portfolio of Real Estate loans, ensuring compliance with bank standards and regulatory requirements.
- Review and analyse loan documentation, ensuring all legal and financial aspects are in line with project objectives and risk parameters.
- Engage in the structuring and negotiation of deals, including terms, covenants, and conditions.
- Collaborate with stakeholders to monitor progress and financial performance, adjusting risk assessments as necessary.
- Provide expert advice on Real Estate finance structures and risk mitigation strategies.
- Stay abreast of industry trends and developments in Real Estate financing to inform risk management strategies.
Skills and Experience:
- Experience in Real Estate Finance or comparable structured lending area.
- An understanding of loan documentation.
- Excellent analytical and technical skills (credit analysis, modelling).
- Strong communication and modelling skills.